Tag: Tim McBratney
Loan Forbearance vs. Deferment: What’s the Difference?
Are you facing hardship and worried about making monthly mortgage payments? Fortunately, homeowners have options to get some assistance in hard times. For example,...
What to know before buying a home
There are loan options for all types of buyers. At Pacific Residential Mortgage, we understand that your financial situation is unique. This is why...
Tax Breaks for Homeowners: Your Yearly Guide to Credits and Deductions...
Homeownership has a lot of benefits, including the potential to lower your tax bill. The tax code allows you to take advantage of deductions...
Tax Breaks for Homeowners: Your Yearly Guide to Credits and Deductions(Part...
Homeownership has a lot of benefits, including the potential to lower your tax bill. The tax code allows you to take advantage of deductions...
Should I use a Lender or a Bank for my Home...
Buying a home is one of the most important purchases you’ll ever make, so it’s best to stay informed of all the options available...
Do More With Your Mortgage in 2021
Life has been a little unpredictable over the past year, to say the least. However, one positive thing that came out of 2020 was...
What is a First-Time Homebuyer Grant?
You’ve heard it said time and time again that a responsible homebuyer puts down 20%, no exceptions. Surely, with enough time and determination, anyone...
The Home Loan Timeline
We know that buying a home is one of the most important transactions of your life. We also understand that it can be one...
How to Lock-In a Low-Interest Rate
Despite the ongoing uncertainty of the coronavirus, the real estate market is holding steady. Total existing-home sales jumped 20.7% from May 2020, and sales...
Questions Your Lender Might Ask…
Applying for a mortgage can seem incredibly daunting at first glance. A stranger asking personal questions about your finances and long-term goals? Sounds pretty...
