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Loan Forbearance vs. Deferment: What’s the Difference?

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Are you facing hardship and worried about making monthly mortgage payments? Fortunately, homeowners have options to get some assistance in hard times. For example,...

What to know before buying a home

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There are loan options for all types of buyers. At Pacific Residential Mortgage, we understand that your financial situation is unique. This is why...

Tax Breaks for Homeowners: Your Yearly Guide to Credits and Deductions...

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Homeownership has a lot of benefits, including the potential to lower your tax bill. The tax code allows you to take advantage of deductions...

Tax Breaks for Homeowners: Your Yearly Guide to Credits and Deductions(Part...

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Homeownership has a lot of benefits, including the potential to lower your tax bill. The tax code allows you to take advantage of deductions...

Should I use a Lender or a Bank for my Home...

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Buying a home is one of the most important purchases you’ll ever make, so it’s best to stay informed of all the options available...

Do More With Your Mortgage in 2021

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Life has been a little unpredictable over the past year, to say the least. However, one positive thing that came out of 2020 was...

What is a First-Time Homebuyer Grant?

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You’ve heard it said time and time again that a responsible homebuyer puts down 20%, no exceptions. Surely, with enough time and determination, anyone...

The Home Loan Timeline

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We know that buying a home is one of the most important transactions of your life. We also understand that it can be one...

How to Lock-In a Low-Interest Rate

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Despite the ongoing uncertainty of the coronavirus, the real estate market is holding steady. Total existing-home sales jumped 20.7% from May 2020, and sales...

Questions Your Lender Might Ask…

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Applying for a mortgage can seem incredibly daunting at first glance. A stranger asking personal questions about your finances and long-term goals? Sounds pretty...
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