First Time Home Buyer Seminar to explore Real Estate and Mortgages in Current Market

The housing market is beginning to stabilize after more than two years of low-interest rates and pandemic-driven buying that sent home prices soaring.

The biggest surprise of 2022 was how fast the market shifted, driven by climbing interest rates.

Interest rates skyrocketed at a pace that surprised even the experts who expected rate hikes last year. 

All eyes will remain hopeful on interest rates in 2023, looking for signs of stabilization or decreases.

With all the rapid-fire shifts, we’re often asked: “Is now a good time to buy a home?”

Mortgage banker Tim McBratney, realtor Marie Conser, and insurance agent David Snyder are teaming up to answer that and other questions for prospective first-time home buyers during free seminars in February and March.

The free first-time home buyers’ seminars will cover:

  • Home values and appreciation trends in the slowing market
  • Interest rates and surprisingly plentiful loan options
  • The difference between home-owners insurance and home warranties

The two-hour sessions are a step-by-step guide to navigating the home buying process, from down payment assistance programs to buying with blemished credit and qualifying for a mortgage.

They examine calculating how much you can afford and the pros and cons of buying versus renting.

First Time Home Buyer Seminar

When: 9:30-11:30 a.m. Feb. 4 or March 4
Where: Symposium Coffee 12345 SW Main St.
RSVP: Tim McBratney: 503-905-4938 or
Tim.McBratney@pacresmortgage.com